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Protecting Your Home and Cutting Insurance Costs

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By:
Frontpoint Editor
|December 18, 2025

When it comes to homeownership, the importance of a security system cannot be overstated. While the idea of incurring an additional cost may prompt some hesitation, the long-term benefits, particularly in terms of safety and financial savings, make it a worthwhile endeavor to consider. A home security solution not only provides a shield against potential threats but also offers an avenue to trim down your home insurance premiums significantly.

Unlocking Savings Through Frontpoint

Embarking on the DIY Security journey with Frontpoint is not just about safeguarding your home; it's also a strategic move to alleviate the financial burden of high home insurance premiums. Homeowners taking charge of their security with Frontpoint's DIY approach may qualify for a "safe home" discount from insurance providers, reaching up to 20%, depending on the provider.

Steps to Save 

Most insurance companies will offer you an immediate discount once you tell them that you installed an alarm system with professional monitoring. Visit the links below to find out more about how you may qualify or simply call your insurance provider and ask about the requirements your security system must meet to help save you money.

Typically, all your insurance company needs is an Alarm Certificate from us, so we’ve made it simple for you to obtain within both the Frontpoint App and the website. To view your Insurance Certificate online, click this link:

Frontpoint Security | Customer Portal

Once you click the link:

  1. Scroll down to Certificate of Insurance 
  2. Click on the view button to download or print the document

To view in the Frontpoint App: 

  1. Go to My Account 
  2. Go to Documents to view your Certificate of Insurance

Frontpoint Security—Your Path to Comprehensive Protection and Savings

Whether you're embracing the system for its user-friendly DIY installation or its potential for insurance discounts,  investing in Frontpoint gives you enhanced security, peace of mind, and tangible savings. Homeowners not only safeguard their assets but also secure a more affordable and hands-on approach to a safer home.

FAQ: How can I cut my homeowner's insurance costs?

1. Increase Your Deductible

One effective way to reduce your home insurance premiums is to opt for a higher deductible. By choosing a higher out-of-pocket amount, you can lower your monthly or annual insurance payments. Just make sure you have enough savings set aside to cover the deductible in case you need to file a claim.

2. Bundle Your Policies

Many insurance companies offer discounts to customers who bundle multiple policies, such as home and auto insurance, with the same provider. By consolidating your insurance policies, you can often enjoy significant savings on your premiums.

3. Improve Home Security

Investing in home security measures, such as installing a burglar alarm, deadbolt locks, or a security camera system, can not only enhance the safety of your home but also lower your insurance costs. Insurance companies often offer discounts for homes with security features that reduce the risk of theft or vandalism.

4. Maintain a Good Credit Score

Your credit score can have a significant impact on your home insurance premiums. Insurers may use your credit history to determine your level of risk as a policyholder. By maintaining a good credit score, you can potentially qualify for lower insurance rates.

5. Review Your Coverage Regularly

It's essential to review your home insurance policy periodically to ensure you are not overpaying for coverage you no longer need. As your circumstances change, such as paying off your mortgage or renovating your home, you may be eligible for discounts or adjustments to your policy.

6. Shop Around for Quotes

Don't settle for the first home insurance quote you receive. Take the time to shop around and compare quotes from multiple insurance providers. By exploring different options, you can find the best coverage at the most competitive price.

By incorporating these tips along with your Frontpoint security system, not only are you saving money but you are keeping your home safe at the same time! 

Frontpoint keeps homes safe whether families are there or not. To shop DIY home security systems, check out our products page. If you have questions or would like to discuss a quote, contact us at 855-866-4409.